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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,172 | $181,062-90.0% | $158,223-88.5% | $155,188-88.3% |
| Participation rate | 91.7% | 82.7%+9.0pp | 79.2%+12.5pp | 80.8%+10.9pp |
| Annual return | 18.89% | 57.39%-38.5pp | 52.09%-33.2pp | 148.84%-129.9pp |
| Employer contribution / active EE | $400 | $4,565-91.2% | $4,109-90.3% | $4,248-90.6% |
| Participant deferral / active EE | $2,853 | $6,134-53.5% | $5,467-47.8% | $6,531-56.3% |
| Admin fee / account holder | $1,782 | $18,825-90.5% | $16,047-88.9% | $14,480-87.7% |