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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,808 | $64,719-57.0% | $112,249-75.2% | $68,486-59.4% |
| Participation rate | 54.4% | 67.2%-12.7pp | 75.1%-20.6pp | 67.9%-13.4pp |
| Annual return | -12.29% | -11.40%-0.9pp | 27.48%-39.8pp | -7.85%-4.4pp |
| Employer contribution / active EE | $2,105 | $2,747-23.4% | $3,636-42.1% | $2,597-18.9% |
| Participant deferral / active EE | $4,180 | $3,565+17.2% | $4,729-11.6% | $4,028+3.8% |
| Admin fee / account holder | $838 | $5,232-84.0% | $6,412-86.9% | $5,404-84.5% |