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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,267 | $106,008-91.3% | $92,240-90.0% | $147,586-93.7% |
| Participation rate | 72.7% | 80.4%-7.7pp | 76.5%-3.8pp | 82.8%-10.1pp |
| Annual return | 0.00% | 50.05%-50.1pp | 176.29%-176.3pp | 578.59%-578.6pp |
| Employer contribution / active EE | $2,912 | $4,333-32.8% | $3,680-20.9% | $4,876-40.3% |
| Participant deferral / active EE | $3,765 | $4,478-15.9% | $3,897-3.4% | $5,439-30.8% |
| Admin fee / account holder | $384 | $6,333-93.9% | $5,194-92.6% | $10,886-96.5% |