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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,598 | $107,363-75.2% | $92,909-71.4% | $152,897-82.6% |
| Participation rate | 78.9% | 79.8%-0.8pp | 76.0%+2.9pp | 82.5%-3.5pp |
| Annual return | 28.36% | 145.63%-117.3pp | 109.44%-81.1pp | 345.43%-317.1pp |
| Employer contribution / active EE | $4,071 | $4,222-3.6% | $3,653+11.4% | $4,764-14.5% |
| Participant deferral / active EE | $6,923 | $4,848+42.8% | $4,238+63.4% | $5,851+18.3% |
| Admin fee / account holder | $1,486 | $7,082-79.0% | $5,795-74.4% | $11,599-87.2% |