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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,184 | $124,314-83.0% | $109,163-80.6% | $167,518-87.4% |
| Participation rate | 66.7% | 79.4%-12.8pp | 75.9%-9.2pp | 82.1%-15.4pp |
| Annual return | 16.46% | 26.04%-9.6pp | 25.75%-9.3pp | 478.71%-462.3pp |
| Employer contribution / active EE | $2,197 | $4,209-47.8% | $3,723-41.0% | $4,838-54.6% |
| Participant deferral / active EE | $5,028 | $5,256-4.3% | $4,654+8.0% | $6,342-20.7% |
| Admin fee / account holder | $1,593 | $7,973-80.0% | $6,754-76.4% | $12,312-87.1% |