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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,741 | $115,796-89.9% | $101,264-88.4% | $158,950-92.6% |
| Participation rate | 77.3% | 79.4%-2.1pp | 75.8%+1.5pp | 82.0%-4.7pp |
| Annual return | 36.02% | 56.15%-20.1pp | 46.48%-10.5pp | 302.91%-266.9pp |
| Employer contribution / active EE | $1,990 | $4,175-52.3% | $3,660-45.6% | $4,762-58.2% |
| Participant deferral / active EE | $3,301 | $4,958-33.4% | $4,370-24.5% | $5,983-44.8% |
| Admin fee / account holder | $456 | $7,247-93.7% | $5,947-92.3% | $11,248-95.9% |