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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,450 | $174,379-92.9% | $152,093-91.8% | $138,895-91.0% |
| Participation rate | 95.0% | 81.6%+13.4pp | 77.8%+17.2pp | 79.9%+15.1pp |
| Annual return | 15.54% | 74.86%-59.3pp | 66.36%-50.8pp | 145.39%-129.9pp |
| Employer contribution / active EE | $1,898 | $4,652-59.2% | $4,175-54.5% | $4,194-54.8% |
| Participant deferral / active EE | $4,137 | $6,159-32.8% | $5,451-24.1% | $6,396-35.3% |
| Admin fee / account holder | $351 | $16,880-97.9% | $14,497-97.6% | $12,562-97.2% |