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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,696 | $88,996-73.4% | $78,004-69.6% | $138,895-82.9% |
| Participation rate | 57.1% | 74.4%-17.2pp | 69.4%-12.3pp | 79.9%-22.8pp |
| Annual return | 16.83% | 28.03%-11.2pp | 31.07%-14.2pp | 145.39%-128.6pp |
| Employer contribution / active EE | $1,724 | $2,917-40.9% | $2,469-30.2% | $4,194-58.9% |
| Participant deferral / active EE | $2,116 | $4,724-55.2% | $4,092-48.3% | $6,396-66.9% |
| Admin fee / account holder | $0 | $8,807-100.0% | $7,578-100.0% | $12,562-100.0% |