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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,185 | $85,060-89.2% | $70,548-87.0% | $139,456-93.4% |
| Participation rate | 33.3% | 73.9%-40.6pp | 68.3%-35.0pp | 80.3%-47.0pp |
| Annual return | 32.21% | 30.38%+1.8pp | 32.78%-0.6pp | 373.45%-341.2pp |
| Employer contribution / active EE | $1,080 | $3,911-72.4% | $2,975-63.7% | $4,753-77.3% |
| Participant deferral / active EE | $1,080 | $5,890-81.7% | $4,567-76.3% | $6,711-83.9% |
| Admin fee / account holder | $0 | $8,925-100.0% | $6,424-100.0% | $11,407-100.0% |