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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,442 | $148,582-66.7% | $135,942-63.6% | $139,456-64.5% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 18.88% | 79.26%-60.4pp | 68.28%-49.4pp | 373.45%-354.6pp |
| Employer contribution / active EE | $2,124 | $5,245-59.5% | $4,858-56.3% | $4,753-55.3% |
| Participant deferral / active EE | $5,142 | $8,101-36.5% | $7,759-33.7% | $6,711-23.4% |
| Admin fee / account holder | $101 | $12,402-99.2% | $10,764-99.1% | $11,407-99.1% |