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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,174 | $138,102-78.2% | $125,381-75.9% | $134,532-77.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.58% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.9pp |
| Employer contribution / active EE | $8,605 | $5,245+64.0% | $4,815+78.7% | $4,741+81.5% |
| Participant deferral / active EE | $7,447 | $7,801-4.5% | $7,4480% | $6,401+16.3% |
| Admin fee / account holder | $1,297 | $11,568-88.8% | $10,007-87.0% | $11,429-88.6% |