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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,202 | $30,421-82.9% | $56,077-90.7% | $74,429-93.0% |
| Participation rate | 18.2% | 32.9%-14.7pp | 52.5%-34.3pp | 67.2%-49.0pp |
| Annual return | 16.27% | 24.94%-8.7pp | 1709.28%-1693.0pp | 1368.38%-1352.1pp |
| Employer contribution / active EE | $0 | $610-100.0% | $1,040-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $420 | $1,175-64.2% | $1,954-78.5% | $4,348-90.3% |
| Admin fee / account holder | $850 | $2,363-64.1% | $2,825-69.9% | $1,944-56.3% |