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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,819 | $29,051-76.5% | $52,425-87.0% | $67,986-90.0% |
| Participation rate | 23.0% | 30.4%-7.4pp | 55.6%-32.6pp | 57.2%-34.2pp |
| Annual return | 18.96% | 24.00%-5.0pp | 302.12%-283.2pp | 31.67%-12.7pp |
| Employer contribution / active EE | $0 | $412-100.0% | $914-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,007 | $873+15.3% | $1,790-43.8% | $3,358-70.0% |
| Admin fee / account holder | $621 | $2,113-70.6% | $2,495-75.1% | $3,203-80.6% |