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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,950 | $162,136-59.9% | $152,301-57.4% | $154,746-58.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.73% | 91.02%-76.3pp | 80.50%-65.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $3,564 | $4,890-27.1% | $4,624-22.9% | $4,379-18.6% |
| Participant deferral / active EE | $10,604 | $8,341+27.1% | $8,004+32.5% | $6,730+57.6% |
| Admin fee / account holder | $1,889 | $15,759-88.0% | $14,398-86.9% | $14,365-86.8% |