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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,111 | $198,461-87.9% | $170,436-85.9% | $147,585-83.7% |
| Participation rate | 72.7% | 88.0%-15.2pp | 83.6%-10.9pp | 82.8%-10.1pp |
| Annual return | 11.34% | 257.30%-246.0pp | 205.94%-194.6pp | 578.57%-567.2pp |
| Employer contribution / active EE | $0 | $6,184-100.0% | $5,433-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,337 | $5,629-23.0% | $4,939-12.2% | $5,439-20.3% |
| Admin fee / account holder | $122,180 | $16,852+625.0% | $13,880+780.2% | $10,885+1022.4% |