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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,860 | $159,934+28.1% | $147,005+39.4% | $145,959+40.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.06% | 98.24%-90.2pp | 418.76%-410.7pp | 561.95%-553.9pp |
| Employer contribution / active EE | $3,906 | $5,287-26.1% | $4,934-20.8% | $4,661-16.2% |
| Participant deferral / active EE | $6,501 | $8,427-22.9% | $8,070-19.4% | $6,689-2.8% |
| Admin fee / account holder | $1,945 | $15,053-87.1% | $13,006-85.0% | $13,398-85.5% |