Retirement plan

ACM HUMAN RESOURCES, LLC 401(K) PLAN

Name: ACM HUMAN RESOURCES, LLC - ACM HUMAN RESOURCES, LLC 401(K) PLAN (2020) Form 5500
Creator: ACM HUMAN RESOURCES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ACM HUMAN RESOURCES, LLC 401(K) PLAN, ACM HUMAN RESOURCES, LLC

ACM HUMAN RESOURCES, LLCEIN 47-4134320Plan #001PY 2020

1331 NW LOVEJOY AVE, SUITE 720 - PORTLAND, OR 97209971-420-1324LinkedIn201-500 employeesmanagement consulting

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$13M

+32.6% from 2019

Total participants

442

+3.0% from 2019

Average account balance

$42,308

+26.5% from 2019

Annual return

21.88%

-11.49 pp from 2019

Benchmarks

See 2,819 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,819 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

395

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.40M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$163

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MINNESOTA LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 41-0417830	Contract Administrator	$4,588

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$12 / participant

Contract admin$5K100.0%

% of EOY assets

0.035%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS, LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,308

$100,801-58.0%

$149,715-71.7%

$73,412-42.4%

Participation rate

65.2%

77.7%-12.5pp

82.5%-17.3pp

72.2%-7.0pp

Annual return

21.88%

265.34%-243.5pp

276.66%-254.8pp

59.30%-37.4pp

Employer contribution / active EE

$1,497

$3,312-54.8%

$4,645-67.8%

$2,234-33.0%

Participant deferral / active EE

$2,993

$6,404-53.3%

$6,842-56.2%

$3,806-21.3%

Admin fee / account holder

$15

$181-91.7%

$9,310-99.8%

$158-90.5%

Provider

Service type

Compensation

MINNESOTA LIFE INSURANCE COMPANY5+ years

Service code 13 · EIN 41-0417830

Contract Administrator

$4,588

ACM HUMAN RESOURCES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ACM HUMAN RESOURCES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion