Retirement plan

ACM HUMAN RESOURCES, LLC 401(K) PLAN

Name: ACM HUMAN RESOURCES, LLC - ACM HUMAN RESOURCES, LLC 401(K) PLAN (2017) Form 5500
Creator: ACM HUMAN RESOURCES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ACM HUMAN RESOURCES, LLC 401(K) PLAN, ACM HUMAN RESOURCES, LLC

ACM HUMAN RESOURCES, LLCEIN 47-4134320Plan #001PY 2017

1331 NW LOVEJOY AVE, SUITE 720 - PORTLAND, OR 97209971-420-1324LinkedIn201-500 employeesmanagement consulting

Prospect flagsLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$5.4M

+40.2% from 2016

Total participants

222

-37.1% from 2016

Average account balance

$32,028

+55.1% from 2016

Annual return

23.44%

+23.44 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

384

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.22M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$141

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MINNESOTA LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 41-0417830	Contract Administrator	$5,366

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$5K

$34 / participant

Contract admin$5K100.0%

% of EOY assets

0.099%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS, LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,028

$80,753-60.3%

$136,298-76.5%

$62,293-48.6%

Participation rate

66.7%

73.5%-6.9pp

81.9%-15.3pp

69.5%-2.8pp

Annual return

23.44%

35.83%-12.4pp

5156.27%-5132.8pp

28.90%-5.5pp

Employer contribution / active EE

$1,974

$2,884-31.6%

$4,696-58.0%

$2,042-3.4%

Participant deferral / active EE

$3,677

$5,164-28.8%

$6,247-41.1%

$3,169+16.0%

Admin fee / account holder

$32

$525-94.0%

$9,244-99.7%

$479-93.4%

Provider

Service type

Compensation

MINNESOTA LIFE INSURANCE COMPANY2+ years

Service code 13 · EIN 41-0417830

Contract Administrator

$5,366

ACM HUMAN RESOURCES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ACM HUMAN RESOURCES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion