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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,182 | $217,432-81.5% | $185,849-78.4% | $167,536-76.0% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 10.14% | 148.42%-138.3pp | 122.10%-112.0pp | 478.82%-468.7pp |
| Employer contribution / active EE | $1,514 | $5,875-74.2% | $5,169-70.7% | $4,839-68.7% |
| Participant deferral / active EE | $5,068 | $6,357-20.3% | $5,569-9.0% | $6,342-20.1% |
| Admin fee / account holder | $70,938 | $19,818+257.9% | $16,244+336.7% | $12,315+476.1% |