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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,285 | $198,457-69.1% | $170,435-64.0% | $147,586-58.5% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 16.28% | 257.30%-241.0pp | 205.94%-189.7pp | 578.59%-562.3pp |
| Employer contribution / active EE | $1,804 | $6,183-70.8% | $5,432-66.8% | $4,876-63.0% |
| Participant deferral / active EE | $3,538 | $5,629-37.2% | $4,939-28.4% | $5,439-35.0% |
| Admin fee / account holder | $2,093 | $16,852-87.6% | $13,881-84.9% | $10,886-80.8% |