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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,415 | $202,342-59.8% | $172,753-52.9% | $152,909-46.8% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 22.64% | 1029.88%-1007.2pp | 803.00%-780.4pp | 345.46%-322.8pp |
| Employer contribution / active EE | $3,104 | $5,857-47.0% | $5,144-39.7% | $4,764-34.9% |
| Participant deferral / active EE | $6,984 | $5,948+17.4% | $5,198+34.4% | $5,851+19.4% |
| Admin fee / account holder | $323 | $17,112-98.1% | $13,956-97.7% | $11,601-97.2% |