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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,302 | $78,027+233.6% | $178,528+45.8% | $80,925+221.7% |
| Participation rate | 83.3% | 65.7%+17.7pp | 77.1%+6.2pp | 67.7%+15.7pp |
| Annual return | 12.86% | 18.09%-5.2pp | 27.11%-14.3pp | 35.65%-22.8pp |
| Employer contribution / active EE | $3,102 | $2,281+36.0% | $3,950-21.5% | $2,756+12.5% |
| Participant deferral / active EE | $15,509 | $4,408+251.9% | $6,278+147.0% | $4,299+260.8% |
| Admin fee / account holder | $34,250 | $7,168+377.9% | $10,419+228.7% | $6,940+393.5% |