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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,437 | $70,684+278.4% | $169,390+57.9% | $75,173+255.8% |
| Participation rate | 92.3% | 64.8%+27.5pp | 77.2%+15.1pp | 67.2%+25.1pp |
| Annual return | 17.38% | 36.38%-19.0pp | 406.07%-388.7pp | 160.72%-143.3pp |
| Employer contribution / active EE | $3,299 | $2,211+49.2% | $4,013-17.8% | $2,671+23.5% |
| Participant deferral / active EE | $16,496 | $4,310+282.8% | $6,222+165.1% | $4,126+299.8% |
| Admin fee / account holder | $725 | $5,404-86.6% | $9,015-92.0% | $5,651-87.2% |