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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,153 | $190,916+33.6% | $160,037+59.4% | $134,545+89.6% |
| Participation rate | 90.5% | 82.0%+8.5pp | 78.0%+12.5pp | 81.2%+9.2pp |
| Annual return | -14.99% | 552.79%-567.8pp | 408.95%-423.9pp | 418.37%-433.4pp |
| Employer contribution / active EE | $3,149 | $4,996-37.0% | $4,226-25.5% | $4,742-33.6% |
| Participant deferral / active EE | $15,747 | $6,925+127.4% | $6,184+154.6% | $6,401+146.0% |
| Admin fee / account holder | $10,584 | $10,497+0.8% | $8,716+21.4% | $11,431-7.4% |