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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,707 | $211,224-70.8% | $178,505-65.4% | $145,897-57.7% |
| Participation rate | 61.5% | 80.8%-19.3pp | 77.1%-15.6pp | 80.3%-18.8pp |
| Annual return | 11.83% | 30.28%-18.5pp | 27.16%-15.3pp | 552.29%-540.5pp |
| Employer contribution / active EE | $909 | $4,577-80.1% | $3,955-77.0% | $4,663-80.5% |
| Participant deferral / active EE | $1,862 | $6,966-73.3% | $6,280-70.4% | $6,689-72.2% |
| Admin fee / account holder | $1,453 | $12,109-88.0% | $10,428-86.1% | $13,390-89.2% |