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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,325 | $180,749-63.3% | $160,784-58.7% | $137,256-51.7% |
| Participation rate | 61.5% | 80.0%-18.4pp | 77.0%-15.4pp | 80.0%-18.4pp |
| Annual return | 12.46% | 2234.46%-2222.0pp | 1803.92%-1791.5pp | 220.34%-207.9pp |
| Employer contribution / active EE | $1,010 | $4,155-75.7% | $3,733-73.0% | $4,156-75.7% |
| Participant deferral / active EE | $2,205 | $6,844-67.8% | $6,293-65.0% | $6,407-65.6% |
| Admin fee / account holder | $717 | $10,397-93.1% | $9,717-92.6% | $12,270-94.2% |