Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,240 | $83,002-34.7% | $98,090-44.7% | $64,097-15.4% |
| Participation rate | 48.7% | 75.0%-26.4pp | 81.5%-32.9pp | 55.2%-6.5pp |
| Annual return | 34.42% | 38.51%-4.1pp | 37.05%-2.6pp | 34.64%-0.2pp |
| Employer contribution / active EE | $0 | $2,749-100.0% | $3,606-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $4,748 | $6,787-30.0% | $7,845-39.5% | $3,080+54.2% |
| Admin fee / account holder | $2,751 | $3,015-8.7% | $11,815-76.7% | $3,454-20.4% |