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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,814 | $95,915-2.2% | $79,580+17.9% | $134,532-30.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -9.55% | -2.71%-6.8pp | 0.15%-9.7pp | 418.27%-427.8pp |
| Employer contribution / active EE | $10,831 | $3,129+246.2% | $2,413+348.8% | $4,741+128.5% |
| Participant deferral / active EE | $8,200 | $4,693+74.7% | $3,985+105.8% | $6,401+28.1% |
| Admin fee / account holder | $1,095 | $9,132-88.0% | $6,835-84.0% | $11,429-90.4% |