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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,405 | $118,869-30.7% | $96,575-14.7% | $167,518-50.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 13.01% | 50.49%-37.5pp | 37.79%-24.8pp | 478.71%-465.7pp |
| Employer contribution / active EE | $10,565 | $3,120+238.6% | $2,357+348.3% | $4,838+118.4% |
| Participant deferral / active EE | $7,800 | $4,616+69.0% | $3,849+102.7% | $6,342+23.0% |
| Admin fee / account holder | $1,323 | $8,067-83.6% | $6,182-78.6% | $12,312-89.3% |