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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,502 | $29,670+19.7% | $56,054-36.7% | $80,911-56.1% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 17.34% | 35.24%-17.9pp | 1705.95%-1688.6pp | 35.63%-18.3pp |
| Employer contribution / active EE | $491 | $670-26.7% | $1,039-52.7% | $2,756-82.2% |
| Participant deferral / active EE | $1,218 | $1,227-0.7% | $1,952-37.6% | $4,297-71.7% |
| Admin fee / account holder | $3,106 | $2,431+27.8% | $2,822+10.0% | $6,935-55.2% |