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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,204 | $27,936+4.5% | $58,561-50.1% | $75,173-61.2% |
| Participation rate | 0.0% | 38.8%-38.8pp | 50.9%-50.9pp | 67.2%-67.2pp |
| Annual return | 27.29% | 44.21%-16.9pp | 4251.33%-4224.0pp | 160.72%-133.4pp |
| Employer contribution / active EE | $477 | $670-28.7% | $1,053-54.7% | $2,671-82.1% |
| Participant deferral / active EE | $1,114 | $1,202-7.3% | $1,923-42.1% | $4,126-73.0% |
| Admin fee / account holder | $372 | $1,727-78.4% | $2,520-85.2% | $5,651-93.4% |