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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,089 | $136,860-65.6% | $120,344-60.9% | $154,746-69.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 19.14% | 21.38%-2.2pp | 20.30%-1.2pp | 172.34%-153.2pp |
| Employer contribution / active EE | $1,438 | $3,533-59.3% | $3,020-52.4% | $4,379-67.2% |
| Participant deferral / active EE | $11,750 | $5,793+102.8% | $5,135+128.8% | $6,730+74.6% |
| Admin fee / account holder | $829 | $15,393-94.6% | $12,742-93.5% | $14,365-94.2% |