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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,941 | $209,336-88.1% | $197,124-87.3% | $137,256-81.8% |
| Participation rate | 86.7% | 87.3%-0.6pp | 86.7%0pp | 80.0%+6.7pp |
| Annual return | 17.59% | 48.09%-30.5pp | 44.34%-26.8pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,604 | $6,591-75.7% | $6,227-74.2% | $4,156-61.4% |
| Participant deferral / active EE | $2,983 | $9,614-69.0% | $9,135-67.3% | $6,407-53.4% |
| Admin fee / account holder | $3,732 | $17,308-78.4% | $16,298-77.1% | $12,270-69.6% |