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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,254 | $125,184-30.3% | $105,607-17.4% | $145,884-40.2% |
| Participation rate | 80.0% | 77.6%+2.4pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 11.62% | 225.00%-213.4pp | 116.11%-104.5pp | 551.85%-540.2pp |
| Employer contribution / active EE | $8,408 | $3,720+126.0% | $3,167+165.5% | $4,662+80.3% |
| Participant deferral / active EE | $17,297 | $5,714+202.7% | $5,011+245.2% | $6,690+158.6% |
| Admin fee / account holder | $489 | $17,133-97.1% | $10,958-95.5% | $13,392-96.3% |