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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,254 | $125,193-30.3% | $105,591-17.4% | $145,978-40.2% |
| Participation rate | 80.0% | 77.6%+2.4pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 11.62% | 225.53%-213.9pp | 116.43%-104.8pp | 550.52%-538.9pp |
| Employer contribution / active EE | $8,408 | $3,718+126.1% | $3,166+165.6% | $4,662+80.4% |
| Participant deferral / active EE | $17,297 | $5,708+203.0% | $5,008+245.4% | $6,690+158.6% |
| Admin fee / account holder | $489 | $17,277-97.2% | $11,024-95.6% | $13,400-96.4% |