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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,146 | $100,970-71.1% | $96,576-69.8% | $137,256-78.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 21.44% | 38.16%-16.7pp | 38.47%-17.0pp | 220.34%-198.9pp |
| Employer contribution / active EE | $3,849 | $3,809+1.0% | $3,553+8.3% | $4,156-7.4% |
| Participant deferral / active EE | $5,892 | $8,286-28.9% | $7,956-25.9% | $6,407-8.0% |
| Admin fee / account holder | $1,858 | $11,312-83.6% | $11,381-83.7% | $12,270-84.9% |