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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,165 | $108,942-84.2% | $100,415-82.9% | $145,897-88.2% |
| Participation rate | 92.3% | 83.0%+9.3pp | 81.5%+10.8pp | 80.3%+12.0pp |
| Annual return | 13.86% | 58.27%-44.4pp | 49.47%-35.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $2,197 | $4,422-50.3% | $3,943-44.3% | $4,663-52.9% |
| Participant deferral / active EE | $3,442 | $8,461-59.3% | $8,091-57.5% | $6,689-48.5% |
| Admin fee / account holder | $1,240 | $9,702-87.2% | $7,906-84.3% | $13,390-90.7% |