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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,121 | $157,276-45.2% | $141,177-39.0% | $152,885-43.7% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 23.69% | 64.33%-40.6pp | 71.40%-47.7pp | 345.39%-321.7pp |
| Employer contribution / active EE | $4,699 | $5,262-10.7% | $4,736-0.8% | $4,763-1.4% |
| Participant deferral / active EE | $4,288 | $7,110-39.7% | $6,710-36.1% | $5,851-26.7% |
| Admin fee / account holder | $1,061 | $12,123-91.3% | $10,263-89.7% | $11,598-90.9% |