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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,296 | $150,447-61.3% | $136,298-57.2% | $147,586-60.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 45.45% | 1049.15%-1003.7pp | 5156.27%-5110.8pp | 578.59%-533.1pp |
| Employer contribution / active EE | $3,507 | $5,256-33.3% | $4,696-25.3% | $4,876-28.1% |
| Participant deferral / active EE | $4,587 | $6,631-30.8% | $6,247-26.6% | $5,439-15.7% |
| Admin fee / account holder | $1,469 | $10,906-86.5% | $9,244-84.1% | $10,886-86.5% |