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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,613 | $156,398+36.6% | $147,318+45.0% | $138,895+53.8% |
| Participation rate | 57.1% | 83.8%-26.6pp | 82.1%-24.9pp | 79.9%-22.8pp |
| Annual return | 21.96% | 78.75%-56.8pp | 70.43%-48.5pp | 145.39%-123.4pp |
| Employer contribution / active EE | $2,887 | $4,853-40.5% | $4,593-37.1% | $4,194-31.2% |
| Participant deferral / active EE | $8,741 | $8,237+6.1% | $7,906+10.6% | $6,396+36.7% |
| Admin fee / account holder | $1,442 | $14,976-90.4% | $13,708-89.5% | $12,562-88.5% |