Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,622 | $45,343-14.8% | $150,298-74.3% | $67,986-43.2% |
| Participation rate | 35.8% | 51.9%-16.0pp | 77.8%-41.9pp | 57.2%-21.4pp |
| Annual return | 18.01% | 33.28%-15.3pp | 62.79%-44.8pp | 31.67%-13.7pp |
| Employer contribution / active EE | $1,009 | $1,462-31.0% | $4,154-75.7% | $2,019-50.0% |
| Participant deferral / active EE | $1,896 | $2,055-7.7% | $5,453-65.2% | $3,358-43.5% |
| Admin fee / account holder | $6,475 | $2,250+187.8% | $14,116-54.1% | $3,203+102.1% |