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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,288 | $138,114+14.6% | $125,391+26.2% | $134,545+17.6% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -16.49% | 750.88%-767.4pp | 572.41%-588.9pp | 418.37%-434.9pp |
| Employer contribution / active EE | $11,330 | $5,246+116.0% | $4,816+135.3% | $4,742+138.9% |
| Participant deferral / active EE | $4,364 | $7,801-44.1% | $7,448-41.4% | $6,401-31.8% |
| Admin fee / account holder | $1,029 | $11,570-91.1% | $10,009-89.7% | $11,431-91.0% |