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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,505 | $108,882-84.8% | $96,754-82.9% | $154,746-89.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 44.72% | 98.39%-53.7pp | 82.04%-37.3pp | 172.34%-127.6pp |
| Employer contribution / active EE | $8,010 | $3,018+165.4% | $2,679+199.0% | $4,379+82.9% |
| Participant deferral / active EE | $9,247 | $5,323+73.7% | $4,758+94.3% | $6,730+37.4% |
| Admin fee / account holder | $1,129 | $10,200-88.9% | $8,905-87.3% | $14,365-92.1% |