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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,505 | $97,125-83.0% | $86,233-80.9% | $137,256-88.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 44.72% | 74.19%-29.5pp | 61.39%-16.7pp | 220.34%-175.6pp |
| Employer contribution / active EE | $8,010 | $2,841+181.9% | $2,504+219.8% | $4,156+92.7% |
| Participant deferral / active EE | $9,247 | $5,180+78.5% | $4,559+102.8% | $6,407+44.3% |
| Admin fee / account holder | $1,129 | $9,725-88.4% | $8,342-86.5% | $12,270-90.8% |