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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,578 | $70,366+133.9% | $66,674+146.8% | $138,895+18.5% |
| Participation rate | 83.3% | 76.2%+7.2pp | 73.7%+9.7pp | 79.9%+3.4pp |
| Annual return | 20.65% | 386.41%-365.8pp | 321.24%-300.6pp | 145.39%-124.7pp |
| Employer contribution / active EE | $4,198 | $2,765+51.8% | $2,620+60.2% | $4,194+0.1% |
| Participant deferral / active EE | $10,007 | $4,374+128.8% | $4,084+145.0% | $6,396+56.5% |
| Admin fee / account holder | $416 | $5,262-92.1% | $5,098-91.8% | $12,562-96.7% |