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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,202 | $92,743+12.4% | $82,744+25.9% | $134,532-22.5% |
| Participation rate | 75.0% | 75.2%-0.2pp | 72.6%+2.4pp | 81.2%-6.2pp |
| Annual return | -21.78% | 946.63%-968.4pp | 702.22%-724.0pp | 418.27%-440.0pp |
| Employer contribution / active EE | $2,959 | $3,273-9.6% | $3,008-1.6% | $4,741-37.6% |
| Participant deferral / active EE | $10,784 | $4,802+124.6% | $4,395+145.4% | $6,401+68.5% |
| Admin fee / account holder | $1,484 | $5,977-75.2% | $5,325-72.1% | $11,429-87.0% |