See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 8-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.6+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $34,748 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,478 | $51,315+45.1% | $95,745-22.2% | $71,457+4.2% |
| Participation rate | 39.6% | 63.0%-23.4pp | 72.3%-32.6pp | 67.9%-28.3pp |
| Annual return | 17.19% | 25.26%-8.1pp | 28.35%-11.2pp | 28.85%-11.7pp |
| Employer contribution / active EE | $774 | $1,819-57.4% | $2,835-72.7% | $2,588-70.1% |
| Participant deferral / active EE | $2,167 | $3,358-35.5% | $4,245-48.9% | $4,289-49.5% |
| Admin fee / account holder | $334 | $1,137-70.6% | $5,678-94.1% | $1,587-79.0% |