See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 8-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.5+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $35,040 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,379 | $44,642+28.5% | $91,220-37.1% | $66,914-14.3% |
| Participation rate | 43.1% | 64.9%-21.8pp | 73.2%-30.1pp | 69.8%-26.7pp |
| Annual return | -18.14% | -12.29%-5.8pp | 114.01%-132.1pp | 1.58%-19.7pp |
| Employer contribution / active EE | $776 | $1,706-54.5% | $2,850-72.8% | $2,544-69.5% |
| Participant deferral / active EE | $2,139 | $3,349-36.1% | $4,234-49.5% | $4,237-49.5% |
| Admin fee / account holder | $305 | $521-41.6% | $5,420-94.4% | $593-48.6% |