Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.3+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $28,156 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,049 | $55,122-11.0% | $104,639-53.1% | $73,497-33.3% |
| Participation rate | 43.6% | 67.7%-24.1pp | 74.1%-30.5pp | 70.7%-27.1pp |
| Annual return | 16.31% | 24.77%-8.5pp | 340.67%-324.4pp | 28.51%-12.2pp |
| Employer contribution / active EE | $381 | $1,464-74.0% | $2,682-85.8% | $2,270-83.2% |
| Participant deferral / active EE | $1,528 | $2,919-47.7% | $3,738-59.1% | $3,740-59.1% |
| Admin fee / account holder | $209 | $423-50.7% | $6,465-96.8% | $513-59.4% |