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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,014 | $80,985-72.8% | $96,576-77.2% | $75,181-70.7% |
| Participation rate | 88.6% | 71.8%+16.9pp | 76.0%+12.7pp | 67.2%+21.4pp |
| Annual return | 15.48% | 27.05%-11.6pp | 25.87%-10.4pp | 160.69%-145.2pp |
| Employer contribution / active EE | $4,041 | $2,282+77.0% | $2,965+36.3% | $2,671+51.3% |
| Participant deferral / active EE | $2,201 | $3,929-44.0% | $4,851-54.6% | $4,126-46.6% |
| Admin fee / account holder | $1,219 | $6,719-81.9% | $8,253-85.2% | $5,650-78.4% |