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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,945 | $157,276-68.2% | $141,177-64.6% | $152,885-67.3% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 22.57% | 64.33%-41.8pp | 71.40%-48.8pp | 345.39%-322.8pp |
| Employer contribution / active EE | $3,527 | $5,262-33.0% | $4,736-25.5% | $4,763-26.0% |
| Participant deferral / active EE | $7,657 | $7,110+7.7% | $6,710+14.1% | $5,851+30.9% |
| Admin fee / account holder | $9,370 | $12,123-22.7% | $10,263-8.7% | $11,598-19.2% |