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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,224 | $138,075-73.8% | $123,552-70.7% | $135,379-73.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 82.19% | 153.70%-71.5pp | 119.20%-37.0pp | 519.79%-437.6pp |
| Employer contribution / active EE | $3,400 | $5,152-34.0% | $4,628-26.5% | $4,779-28.9% |
| Participant deferral / active EE | $7,075 | $6,800+4.1% | $6,426+10.1% | $5,609+26.1% |
| Admin fee / account holder | $1,024 | $10,917-90.6% | $9,285-89.0% | $10,828-90.5% |