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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,129 | $105,284-13.4% | $150,734-39.5% | $94,015-3.1% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 11.79% | 15.67%-3.9pp | 600.81%-589.0pp | 17.84%-6.1pp |
| Employer contribution / active EE | $20,848 | $3,599+479.3% | $4,918+323.9% | $2,790+647.2% |
| Participant deferral / active EE | $2,444 | $4,274-42.8% | $5,610-56.4% | $4,249-42.5% |
| Admin fee / account holder | $5,905 | $9,839-40.0% | $14,905-60.4% | $8,951-34.0% |