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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,594 | $185,312-26.3% | $161,489-15.4% | $154,746-11.7% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.7%+3.1pp | 80.7%+1.1pp |
| Annual return | 18.84% | 103.84%-85.0pp | 89.72%-70.9pp | 172.34%-153.5pp |
| Employer contribution / active EE | $11,669 | $4,769+144.7% | $4,268+173.4% | $4,379+166.5% |
| Participant deferral / active EE | $7,681 | $6,350+21.0% | $5,630+36.4% | $6,730+14.1% |
| Admin fee / account holder | $1,802 | $18,654-90.3% | $16,006-88.7% | $14,365-87.5% |