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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,594 | $172,111-20.6% | $150,298-9.1% | $137,256-0.5% |
| Participation rate | 81.8% | 81.7%+0.1pp | 77.8%+4.1pp | 80.0%+1.9pp |
| Annual return | 18.84% | 69.37%-50.5pp | 62.79%-43.9pp | 220.34%-201.5pp |
| Employer contribution / active EE | $11,669 | $4,636+151.7% | $4,154+180.9% | $4,156+180.8% |
| Participant deferral / active EE | $7,681 | $6,166+24.6% | $5,453+40.9% | $6,407+19.9% |
| Admin fee / account holder | $1,802 | $16,471-89.1% | $14,116-87.2% | $12,270-85.3% |