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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,842 | $183,539-33.6% | $155,556-21.7% | $145,897-16.5% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 11.06% | 61.31%-50.2pp | 64.84%-53.8pp | 552.29%-541.2pp |
| Employer contribution / active EE | $4,576 | $5,315-13.9% | $4,675-2.1% | $4,663-1.9% |
| Participant deferral / active EE | $8,220 | $6,467+27.1% | $5,631+46.0% | $6,689+22.9% |
| Admin fee / account holder | $28,795 | $19,275+49.4% | $15,885+81.3% | $13,390+115.0% |