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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,119 | $22,683+15.1% | $61,399-57.5% | - |
| Participation rate | 33.3% | 38.0%-4.6pp | 52.6%-19.2pp | - |
| Annual return | -5.84% | -10.54%+4.7pp | 338.81%-344.6pp | - |
| Employer contribution / active EE | $1,245 | $484+157.0% | $1,159+7.4% | - |
| Participant deferral / active EE | $2,027 | $1,321+53.5% | $2,124-4.6% | - |
| Admin fee / account holder | $3,364 | $926+263.2% | $2,131+57.9% | - |